Your Distribution Options

Just as Diversified offered many choices while you were making contributions to your retirement savings plan, we also offer a wide array of options when you start taking distributions.

So if you’re retiring or switching jobs, you need to decide if you want to:

• Roll over your assets to an IRA - to preserve your tax-deferred benefits.
  
• Leave your money in your employer's plan - to continue growing your retirement savings account.
  
• Installment payments - at various frequencies.
  
• Roll your account over into your new employer’s retirement savings plan - if you’re changing jobs.
  
• Take a lump sum distribution - if you need cash “in hand” - and aren’t concerned about taking a tax hit.
  
• Choose from a number of flexible choices for regular distributions - if you have already rolled over to a Diversified IRA or left funds in your employer’s plan.